Sawbucks: coming soon

Sawbucks. Your money, kept on your computer.

by Brody Networks

Personal finance, and your LLC, in one local app. Your accounts, transactions, budget and reports live in a database on your own computer. There is no account to create and no cloud. It is not released yet.

Tell me when it ships What it does

Coming soon. No download yet.

The home screen of the demo build for a made-up household: net worth, spending this month against last month, and bills due in seven days.
01 / What it does

The parts of your money, in one place.

All of it runs on your own computer.

ImportFiles

Bring your bank files in.

Download a QFX, OFX or CSV file from your bank and import it. Any bank's CSV can be mapped once and is remembered. Duplicates are skipped and you see what changed.

BillsDue

Bills before they are due.

Scheduled bills and paychecks show up ahead of time, in order. Mark one paid or skip it.

BudgetMonth

A monthly budget.

A line per category, with your bills read from your schedule, so you can see how the month is going.

Plan5 10 15

A 5, 10 and 15 year plan.

It projects ahead from your own goals and the dates your fixed-term payments end. A projection is a rough picture, not a promise.

ReportsCharts

Reports with the numbers.

Charts in colors that work for color-blind readers. Every mark also has a number and a table row, with a CSV download and a print view.

AskPlain words

Ask in plain English.

Type a question and get a table or a chart. A model on your own computer reads your data to answer. It returns your numbers, not advice.

02 / See it

Four screens from the demo build.

Every number here belongs to a made-up household.

The home screen of the demo build for a made-up household: net worth, spending this month against last month, and bills due in seven days.
Home
The budget screen of the demo build: income so far, the difference, and a table of fixed bills with Paid and Due marks.
Budget and bills
The plan screen of the demo build: a retirement date fifteen years away and a list of goals with dates.
The 5, 10 and 15 year plan
The Ask screen of the demo build: a bar chart of spending by month with a table of the same numbers underneath.
Ask, answered as a chart and a table

The household is invented: no real accounts, payees or balances. The demo build still says "Money" on screen, which was its working name. The product is Sawbucks.

03 / The business book

A separate set of books for your LLC.

The Personal + Business edition adds a second book with its own accounts, categories and imports. Nothing in it is mixed with your household. It shows a profit and loss, a Schedule C view by line, owner contributions and draws, and a tax set-aside tracker.

The set-aside figure is an estimate for planning. Sawbucks is not a bank, and it does not give tax or investment advice.

Profit and loss Schedule C by line Tax set-aside Kept apart from your household
04 / Where your data lives

On your computer. Nowhere else.

No account, no cloud, no analytics.

One licence check when you activate. After that nothing leaves your computer.

Your data is a folder of files on your own machine. Backups are a snapshot you copy wherever you like. Ask talks only to the model on your own computer.

05 / Editions

Two editions. Paid once.

Planned prices. It is not on sale yet.

EditionOne-time

Personal

$59 one-time, with a year of updates

Your household money on your own computer: accounts, bank-file import, bills, budget, the 5, 10 and 15 year plan, reports and Ask.

EditionOne-time

Personal + Business

$119 one-time, with a year of updates

Everything in Personal, plus a separate business book for your LLC or sole proprietorship: profit and loss, Schedule C by line, and a tax set-aside tracker.

A 14 day trial, then a one-time licence with a year of updates. The version you own keeps working after that. No subscription. Planned, and subject to change before release.

06 / Questions

The plain answers.

Including what it does not do.

Can I buy it yet?

No. It is not released, and there is no download or store page. Use the button to tell us you want to hear when it ships.

Does it connect to my bank?

No. You download a file from your bank (QFX, OFX or CSV) and import it. Importing the same file twice is harmless, and duplicates are skipped.

Does anything leave my computer?

One licence check when you activate. After that nothing leaves your computer. Ask talks to a model on your own computer, not to a server.

What does Ask need?

A free program called Ollama and one model of about 5 GB, both on the same computer. Everything else works without it.

Which computers does it run on?

Mac (Apple silicon) and Windows are the planned platforms. The Windows installer will not be code-signed at launch, so Windows will show a warning, and it has had less testing than the Mac build.

Is there a trial?

The plan is a 14 day trial with everything unlocked. After that the app becomes read-only until you enter a key. You can still open and export all your data.

Coming soon

Want to know when it ships?

Sawbucks is not released. There is nothing to download or buy yet. Tell us you are interested and we will write to you when it is ready.

Tell me when it ships
StatusComing soon
DataStays on your computer
PlatformsMac and Windows, planned
NotA bank, or advice